Sunday, 30 August 2020

5 PROPOSALS WORTH RS. 3090 CRORES SANCTIONED UNDER SPECIAL LIQUIDITY SCHEME FOR NBFCs AND HFCs

5 PROPOSALS WORTH RS. 3090 CRORES SANCTIONED UNDER SPECIAL LIQUIDITY SCHEME FOR NBFCs AND HFCs 

  • • Earlier, Special Liquidity Scheme (SLS) of Rs. 30,000 crores for Non-banking financial companies (NBFCs) and housing finance companies (HFCs) were announced under the Aatma Nirbhar Bharat package. 
    • This seeks to address the liquidity constraints faced by NBFCs and HFCs to avoid any potential systemic risks to the financial sector. 
  • • RBI has provided funds for the scheme by subscribing to government-guaranteed special securities issued by a trust set up by SBI Capital Markets Limited. 
  • • Eligible entities: Any NBFC including Microfinance Institutions registered with RBI and any HFC registered with the National Housing Bank. 
  • • Need for such scheme 
    • NBFC and HFC had come under stress following a series of defaults by IL&FS group firms in September 2018. 
    • NBFC sector got caught up in the contagion effect, making banks and mutual funds (a major source of funding) wary of lending to the shadow lenders, leading to a liquidity crunch in the economy. 
    • With asset quality risk for NBFCs/ HFCs rising sharply in the coming months, many medium and small-sized players are likely to face severe liquidity challenges. 
Source: Mint

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