12 Important Schemes By Modi Government That You Must Know

With 4 years of governance done the Modi
government seems to be on track with its poll promises. Most of the recent surveys suggest that the people are happy wth the initiative towards progress. Though the output is yet to be seen, the progress looks promising. We take a look at some of the important schemes that every aspirant must know which are important for SSB :

1. PRADHAN MANTRI JAN DHAN YOJANA:

Launched on 28th August 2014

The Objective of “Pradhan Mantri Jan-Dhan Yojana (PMJDY)” is ensuring access to various financial services like availability of basic savings bank account, access to need-based credit, remittances facility, insurance and pension to the excluded sections i.e. weaker sections & low-income groups.

Benefits of schemes are

1. Interest on deposit.
2. Accidental insurance cover of Rs.1Lakh
3. No minimum balance required
4. Life insurance cover of Rs.30,000
5. Overdraft facility after 6 months.
6. Access to Pension, insurance products.
7. RuPay Debit Card.
8. Overdraft facility up to Rs.5000/- is available in only one account per household.

2. MUDRA BANK YOJANA : (Micro Unit Development and Refinance Agency Bank)

Launched on 8th April 2015.

MUDRA will provide credit up to Rs.10 lakh to small entrepreneurs & act as a regulator of Microfinance institutions. The Objective of the scheme is to encourage entrepreneurs and small business units to expand their capabilities and to reduce indebtedness.

Schemes offered by MUDRA bank are:

•  Shishu-the starters-covers loan up to Rs.50,000
• Kishor-the mid-stage finance seekers-covers loan above Rs.50,000 and up to Rs.5,00,000.
• Tarun-growth seekers- covers loan above Rs.5,00,000 and up to Rs. 10,00,000

3. PRADHAN MANTRI JEEVA JYOTI BIMA YOJANA:

Launched on 9th May 2015.

It is government backed life insurance scheme. It is open all sects of Indian civilians

Age limit: 18 to 50 years of age.
Annual premium- Rs.330 per year for life cover of Rs.2,00,000.

4. PRADHAN MANTRI SURAKSHA BIMA YOJANA:

Launched on 9th May 2015.

The government scheme is accident insurance coverage and is affordable for all sects of people.
Age limit: 18-70 years
Annual premium: Rs.12 per year.
Coverage: accidental death and full disability of Rs.2,00,00 and Rs.1,00,000 for partial disability.

5. ATAL PENSION SCHEME:

Launched on 9th may 2015
The Atal pension scheme is targeted at unorganised sector workers.Depending upon the contribution, the beneficiary will get guaranteed pension of Rs.1000 to Rs.5000 per month.Govt will contribute 50% of total contribution or Rs.1000 whichever is lower.

Age limit: 18-40 years
The pension will start at the age of 60 years.

6. PRADHAN MANTRI SANSAD ADARSH GRAM YOJANA:

Launched on 11th October 2014

Under this scheme, MPs will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019. A total of eight villages by 2024.The first Adarsh gram must be developed by 2016 and more by 2019. Total of 6433 Adarsh Grams of 265000 gram Panchayat will be created by 2024.

7. Deen Dayal Upadhyaya Gram Jyoti Yojana:

DDUGJY is a Government of India scheme aimed to provide continuous power supply to rural India. It is one of the key initiatives of Modi Government and it aims to supply 24×7 uninterrupted power supplies to all homes. The government plans to invest Rs 75,600 crore for rural electrification under this scheme. The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana.

SPECIAL MENTION : Download GARV APP from play store and get real time update relating to this initiative.

8.UDAAN PROJECT:

The Special Industry Initiative J&K ‘Udaan’ Scheme is to provide skills and enhance the employability of 40,000 youth over a period of five years in key high growth sectors. The scheme is being implemented by the National Skill Development Council (NSDC) and the corporate sector in PPP mode.

Udaan also aims to provide a platform that empowers girl students and provides them with better learning opportunities. The human resource development (HRD) ministry programme is designed to provide a comprehensive platform to deserving girl students aspiring to pursue higher education in engineering and assist them in preparing for the IIT-JEE while studying in Classes 11 and 12.

9. DIGITAL INDIA:

The Government of India has launched the Digital India programme with the vision to transform India into a digitally empowered society and knowledge economy.

Launched on 1st July 2015.

Digital India is keyed on three key areas –

1. Digital Infrastructure as a Utility to Every Citizen
2. Governance & Services on Demand
3. Digital Empowerment of Citizens

Pillars of Digital India –

1. Broadband Highways
2. Universal Access to Phones
3. Public Internet Access Programme
4. e-Governance – Reforming government through Technology
5. e-Kranti – Electronic delivery of services
6. Electronics Manufacturing – Target NET ZERO Imports
7. IT for Jobs
8. Early Harvest Programmes

10. SKILL INDIA:

Launched by PM Narendra Modi on 15th July 2015.

Skill India focuses on creating jobs for youth, the govt has decided to revamp the antiquated industrial training centres that will skill over 20 lakh youth annually and create 500 million jobs by 2020.  The initiative was launched on the occasion of world youth skills day. Samsung recently signed a major deal in providing hands-on training to youths for employment and improving the skills at the same time.

11. MAKE IN INDIA:

Launched on 25th September 2014.

The main Objective of Make in India initiative is :

• To promote India a manufacturing hub.
• Economic transformation in India
• To eliminate unnecessary law and regulation.

25 sectors have been included in Make in India scheme. Some of the sectors are automobiles, chemicals,IT, pharmaceuticals, textiles, leather, tourism and hospitality, design manufacturing, renewable energy,mining and electronics.

12. SWACHH BHARAT:

Launched on 2nd October 2014.

Swachh Bharat Abhiyan is a national campaign by the government of India aims to accomplish the vision of
clean India by 2nd October 2019. A performance ranking on Swachh Bharat Abhiyan of 476 cities in the country, based on the extent of open defecation and solid waste management practices, released by the Ministry of Urban Development recently.